Keeping a handle on your cash flow - and keeping it in the black - is essential in successfully running any type and size of business. And one way to keep that cash flowing to your advantage is to finance equipment purchases made at a Ritchie Bros. unreserved auction.

Through Ritchie Bros. Financial Services, we offer affordable, flexible equipment financing to buyers - so you get the gear you need, but someone else bares the brunt of the initial financial outlay on auction day. That's obviously the big advantage, but there are lots of ways our financing can help out your business.

Here are 10 great reasons to finance your Ritchie Bros. auction purchases now:

1. Competitive financing rates. We partner with select lenders to get you the best rates and low monthly payments. We also regularly feature special limited-time financing offers so you can get the gear you need, and save your capital to run your business.
    
2. Get up to 100% financing, with no down payment. Financing is a great alternative source of capital. You can get the equipment you need and keep your working capital to run your business, go after new ventures, or invest in other areas of your company.
    
3. No obligations. Once you're pre-approved, you have cash ready to buy equipment. You don't have to use it, but it's there if you need it - and it's free to renew.
    
4. Buy the equipment you need, wherever it's located. Approvals are good for up to 90 days at any Ritchie Bros. auction. Unlike dealer financing, you're not locked in to buying from one location.
    
5. Fast and easy to apply online or by phone. Most applications are processed within 48 hours - often on the same day - so you're ready to bid.
    
6. Be ready to buy the equipment you need. Having pre-approved financing in place allows you to react quickly when work ramps up; you can get the equipment you need, when you need it, and put it to work right away. And you don't have to worry about being outbid on auction day.
    
7. Keep your credit to run your business. Financing allows your business to grow without large up-front costs; you can preserve your lines of credit and make sure you have money available for day-to-day business costs.
    
8. Protect your equipment purchase - with equipment painting and repair, insurance or service warranties through Ritchie Bros. - and include the cost in your low monthly financing payment.
    
9. Manage your budget. Fixed monthly payments allow you to plan your expenditures better; keep better track of cash flow; and if interest rates increase, payments don't change.
    
10. Potential tax savings. Monthly payments may be tax deductible as an operational expense.*

Get your financing in place, and get ready to buy.

1. Apply online for financing. US & Canadian customers can also apply by phone: 1.855.331.7237.
2. Find the equipment you need at upcoming Ritchie Bros. unreserved auctions.
3. Bid in person or online.

*Tax regulations vary. Consult your tax advisor for more information.